Making dental care in Broadmeadows more accessible
At Y3 Smiles Dental, we believe everyone deserves access to high-quality dental care — without financial stress or surprises.
Every smile is different, and so is every budget. That's why we offer a range of flexible, transparent payment options to help you receive the care you need, when you need it.
Our team will always discuss treatment options, costs, and payment choices upfront, so you can make informed decisions with confidence.
Pay on the Day
Simple and secure payments
We accept the following payment methods at the clinic:
- Visa
- Mastercard
- EFTPOS
- American Express
Payment is usually made on the day of your appointment. Our reception team can assist if you have questions about your account or receipts.
Private Health Insurance
Instant claims with HICAPS
If you have private health insurance, we make claiming easy. We use HICAPS to process instant health fund rebates at the time of your appointment.
- Bring your physical or digital health fund card to your appointment
- We submit your claim on the spot
- You only pay the gap amount, if any
We work with all major Australian health funds. Out-of-pocket costs depend on your level of cover and annual limits.
Child Dental Benefits Schedule (CDBS)
Medicare-supported dental care for children
Eligible children aged 0–17 years may receive bulk-billed dental care under the Child Dental Benefits Schedule (CDBS).
- Check-ups and examinations
- X-rays
- Cleaning
- Fillings
- Extractions
The CDBS provides up to $1,158 over two calendar years for basic dental services. Eligibility is determined by Medicare, not the dental clinic. Our team is happy to check eligibility for you before your appointment.
Afterpay
Pay in 4 interest-free instalments
Afterpay allows you to spread the cost of your treatment across four equal payments, paid every two weeks. There is no interest when payments are made on time.
- Download the Afterpay app from the App Store or Google Play
- Create an account and link a debit or credit card
- Choose Afterpay as your payment method at reception
- Pay the first instalment on the day — the rest are automatic
Commonly used for:
Check-ups and cleans, Emergency dental visits, Minor to moderate treatments
Approval is subject to Afterpay's own assessment and terms.
Humm Payment Plans
Flexible payment options for larger treatments
Humm offers longer-term payment plans that can help make more extensive dental treatment manageable.
- Spread payments over several months or years
- Choose flexible repayment schedules
- Receive fast online approval
How Humm works:
- 1 . You receive a personalised treatment plan and cost estimate
- 2 . Our team discusses whether Humm may be suitable for you
- 3 . You apply directly with Humm (online or via the Humm app)
- 4 . Once approved, Humm pays the clinic and you repay Humm over time
Approval and repayment terms are set by Humm. Interest-free and interest-bearing options may be available. Y3 Smiles Dental does not provide financial advice or influence approvals.
Early Release of Superannuation
Information only – for eligible patients
In certain circumstances, the Australian Taxation Office (ATO) may allow early access to superannuation on compassionate grounds for essential medical or dental treatment.
- Assessed and approved by the ATO
- Managed directly between you, the ATO, and your super fund
- Not arranged or advised by the dental clinic
We can provide supporting clinical documentation if required. This information is general in nature and does not constitute financial advice.
Our Promise to You
Clear costs. No pressure. Supportive care.
We explain treatment options and costs before starting
We help you explore suitable payment choices
We respect your decisions — there is no obligation to proceed
If cost is a concern, please let us know. Our team is here to support you.
Have questions about payment options?
Call our Broadmeadows clinic, book online and speak with our friendly team. We're here to help you smile with confidence.